Surrey Auto Credit

Frequently asked questions.

Have a question? You can find the answers for the most   common questions asked by our customers.

General Questions

Surrey Auto Credit provides financing options for a wide range of vehicles, including cars, trucks, SUVs, and vans, both new and used.

Eligibility criteria typically include proof of income, identification, and residence verification. We consider various credit profiles, including those with less-than-perfect credit.

To apply for an auto loan, simply fill out our online application or visit our office. Once submitted, our team will review your information and contact you with next steps.

Approval times vary but generally range from a few hours to one business day. Factors such as application completeness and lender response times can affect the process.

Bad Credit Financing

Yes, Surrey Auto Credit specializes in assisting individuals with bad credit or no credit history. We work with a network of lenders who offer options tailored to your situation.

Yes, applying for credit typically results in a hard inquiry on your credit report, which may temporarily affect your score. However, responsible repayment can help rebuild your credit over time.

Interest rates vary based on individual credit profiles and current market conditions. Surrey Auto Credit strives to secure competitive rates that fit your financial circumstances.

Absolutely! We offer trade-in assistance to help offset the cost of your new vehicle purchase. Our team will evaluate your trade-in and apply its value towards your loan.

For further assistance or additional questions,

 please contact Surrey Auto Credit at 1 (800) 658-1122 or visit us at Pieter! New address??
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We’re here to help you navigate the auto financing process with confidence and ease.